Card Declined – Romans 3:23

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Card Declined


We all know that sinking feeling, the lurch in the stomach when the card reader *beeps* and flashes those unwelcome words, “CARD DECLINED.” 

There’s a helpless sort of feeling that comes along next. We don’t know why our card has been declined. Surely it’s a mistake? Maybe there’s something wrong with the card? What if something happened and the funds really aren’t there?

Unless some benevolent stranger steps up to pay the bill for you, you have to walk away empty handed. You have insufficient funds.


“Insufficient funds.”


This modern day phrase can appropriately be used to describe our sin-debt without Christ.

“. . . For all have sinned and fall short of the glory of God, . .” Romans 3:23

For 22 verses before that, Paul explains that it doesn’t matter how Jewish you are, or how righteous you are, or how circumcised you are,. . . it still falls short. And then he sums it up with, “for all have sinned and fall short of the glory of God.” 

All of us, every one.


We have insufficient funds to pay the cost of our sin-debt. We can’t do it. Card declined.

But there is one merciful benefactor who can, and HAS, paid the price for you.

. .  .For all have sinned and fall short of the glory of God, and are justified by his grace as a gift, through the redemption that is in Christ Jesus, whom God put forward as a propitiation by his blood, to be received by faith. This was to show God’s righteousness, because in his divine forbearance he had passed over former sins.” Romans 3:23-25 (Emphasis mine.)

By the gift of God’s grace, through redemption by Jesus, we are justified! Jesus has stepped up to pay the price that we could never pay on our own. And if we take hold of that gift, plant it in our hearts, make it first and foremost in our lives, following God with all our hearts, then we can live in spiritual freedom knowing that our debt has been paid. And that enables us to live boldly and fiercely for God. What a gift!


Image Credit: Public Domain 


Amber Oliver

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